Invest Today

We encourage visitors to invest today to prosper tomorrow and we provide suggestions on how to go about this to various potential visitors below.

Parents With Young Children

  1. Review our Fair Share Parents and Prosper Tomorrow pages and use our calculator to generate similar personalised tables for yourself and your children.
  2. Consider setting up an investment account like our Buy & Hold account for the benefit of your children, or perhaps even one for each of your children if possible, and get them involved from a young age to help cultivate the habit of saving and investing.

School Leavers & Graduates

  1. Review our Prosper Tomorrow page and use our calculator to generate similar personalised tables for yourself.
  2. Join your workplace retirement savings plan or setup a personal retirement savings account for yourself so that you may accumulate wealth like that shown in Table 5 of our Prosper Tomorrow page and Table 5 of our calculator.
      1. If possible, try to contribute 15% of your gross income to your retirement savings account on top of what your employer is willing to contribute.
      2. If you’re unable to contribute 15%, try to at least match what your employer is willing to contribute.
      3. If you’re unable to match what your employer is willing to contribute, save what you can and use the Save More Tomorrow approach to increase the percentage that you save as your income increases over time.
      4. Consider investing your retirement savings as suggested in our Retirement-Suggestions page.
  3. If you have spare savings after contributing 15% to your retirement savings account, you might consider setting up an investment account like our Buy & Hold account that minimises investment costs and taxes.
  4. When you turn thirty, you might consider further increasing your contributions to your retirement savings account if you haven’t yet reached your age-related contribution limit for tax relief.

Employees & Self-Employed

  1. Review our Prosper Tomorrow page and use our calculator to generate similar personalised tables for yourself. In particular, you may wish to enter the current value of your accumulated savings and investments and use our calculator to help you figure out how much you need to save and invest every month from today to achieve your wealth goal, similar to Table 3 on our Prosper Tomorrow page.
  2. Join your workplace retirement savings plan or setup a personal retirement savings account for yourself if you haven’t already done so, so that you may accumulate wealth like that shown in Table 5 of our Prosper Tomorrow page and Table 5 of our calculator.
      1. If possible, try to contribute that percentage of your gross income to your retirement savings account, on top of what your employer is willing to contribute, that will enable you to achieve your wealth goal, subject to your age-related contribution limit for tax relief.
      2. If you’re unable to contribute the above required percentage, try to at least match what your employer is willing to contribute.
      3. If you’re unable to match what your employer is willing to contribute, save what you can and use the Save More Tomorrow approach to increase the percentage that you save as your income increases over time.
      4. Consider investing your retirement savings as suggested in our Retirement-Suggestions page.
  3. If you have spare savings after your contributions to your retirement savings account you might consider:
      1. Setting up an investment account like our Buy & Hold account that minimises investment costs and taxes.
      2. Further increasing your contributions to your retirement savings account if you haven’t yet reached your age-related contribution limit for tax relief.